We Can Help With:
Credit Card Balances
Line of Credit
Pay Day Loan Outstanding
Income Tax Outstanding from Canadian Revenue Agency (CRA)
Personal Loan or Small Loan
Store Credit Cards
Phone or Utility Bills Outstanding
It’s as easy as 1-2-3
Answer a short questionnaire
Receive personalize debt solutions from a Credence Credit finance expert
Choose the best plan for you and say goodbye to debt!
When you try and pay off debt on your own, it feels like a never-ending marathon. With Credence Credit, the impossible becomes easy.
Benefits of using Credence Credit:
Stop Collection Calls
Credence Credit makes debt consolidation easy with:
Fast Pay-off plans (24-60 months)
Lower your monthly payment to pay off your debt in 24 to 60 months
No Large Upfront Fee
Unlike other Credit Counselling Companies, we do not charge large upfront fees.
One low monthly payment for all debts
We consolidate all your debts to one small monthly payment
Waived Interest Rates
We can stop your interest so your full payment goes towards principal.
Free Confidential Consultation
Initial confidential consultation is always free from our Certified Credit Counsellor to make sure you can make a sound decision on choosing your option.
Guaranteed Customer Satisfaction
Credence Credit guarantees to beat any offer in Ontario
If you’re in debt, you’re not alone. 76% of Canadians are in debt but at Credence Credit we specialize in getting clients debt-free!
If you struggle with any of the following, Credence Credit can help!
- High interest rates
- Multiple sources of debt including personal loans and credit cards
- High minimum payments
- Not enough income
- Constant late payments
- Constant phone calls from creditors
So how does it work? Credence Credit specializes in debt consolidation, which involves taking all of your debts, adding them together and providing one, low monthly payment to make paying off debt easy.
Most clients also benefit from lower interest rates while they work toward getting out of debt, or even waived interest rates, which means clients aren’t paying interest while they make payments.
So why do you need Credence Credit? We do the legwork to get the best possible plan in place for you. We work with creditors and debt collection companies to negotiate lower rates and make debt payoff manageable, and we don’t charge high rates for our services. As an added bonus, we’ll get creditors off your back, stopping that constant flow of phone calls that haunt you.
Looking cautiously round, to ascertain that they were not overheard, the two hags cowered nearer to the fire, and chuckled heartily.
“My experience with CC was exceptional…from the first call I was given clear instructions and was put at ease about the whole process. Loss of my previous job had created more stress for me than I anticipated and with the help of CC team I was able to regain the positive outlook again. Thank you Mahmood and team!”
“Since the day I was connected to them I feel worry free! Because the first couple months of my application some of my creditor keep calling me! So I always call my agent to ask what i need to do to that creditor and whatever concerns I had he’s always there to advise me what to do! Now I’m happy I finished 1 year! Thank you so much for the help now not so much stress on my debt! Because I can manage to pay my debt slowly because now it’s affordable my monthly payments! Again thank you so much!”
“These guys are amazing. Mahmood has been so helpful in this journey of getting my finances back on track. He was able to work out a great deal that will now help me reach my dreams of owning a home. The credit counselling was the most important and I learned so much. Thank you for helping me out and giving me hope for the future. The process was so simple and it’s given me a lot of confidence. Thank you for you services and advice.”
“Worked with Mahmood on a fairly complicated situation. He was very calm and understanding and really took the stress away. It was a pleasure working with him and the Credence team!”
“Credence credit really helped me in my consumer proposal and would recommend this to anyone. My advisor Mahmood has been extraordinaire in dealing with my situation with outmost respect and dignity. Thank you again Credence Credit”
“Credence Credit is a firm that truly values its clients. Consultations will let you see the gaps in your planning and proposed solutions are practical and easy to apply. Would definitely recommend anyone looking for some financial wisdom to improve their financial profile.”
From Our Blog
A holiday isn’t just fun yet it adds an extraordinary method for reviving. Actually, debt-free holidays are an extraordinary method for the refreshing, that a current report found that ‘individuals who go on holiday enjoyed better, had a good sense of humor and lower feelings of anxiety than the individuals who didn’t enjoy a holiday.December 8, 2018
One of the greatest issues that keep you from progressing the weight of the debt that you have to pay. There is some financial crisis in which you have to take some help from the loan. However, it often becomes hard to pay back. To get rid of the situation you will have to maintain a budgetOctober 15, 2018
Financial crisis can happen because of different issues. It can be because you have lost your job, or you have to deal with some serious medical bills. In this situation, the only solution you have is to get a loan. It is easy to get the loan, but the real problem arises when you find it hardOctober 1, 2018
September 15, 2018