Tell Us About Your Situation
Compare Debt Options
Get Your Recommended Solutions
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Take control of your credit today
& Become Debt-Free In No Time!
  • Tell Us About Your Situation
  • Compare Your Debt Options
  • Get Your Recommended Solutions
Take control of your credit today
& Become Debt-Free In No Time!
  • Tell Us About Your Situation
  • Compare Your Debt Options
  • Get Your Recommended Solutions
Debt relief starts with your free evaluation

How Does It Work?

It’s as easy as 1-2-3

Click ‘Get Started’ Below

and answer short questionnaire

Receive Personalized Solutions

For Your Situation….

The Best Way

To Lose Your Debt Burden Forever

When you try and pay off debt on your own,
it feels like a never-ending marathon.

With Credence Credit the impossible becomes easy.

Benefits of using Credence Credit:

  • Consolidate Payments
  • Reduce Payments
  • Freeze Interest
  • Stop Collection Calls
  • Avoid Bankruptcy
  • Become Debt-Free!
Book your free Confidential Consultation now

makes debt consolidation easy with:

Fast Pay-off plans (24-60 months)

Lower your monthly payment to pay off your debt in 24 to 60 months

No Large Upfront Fee

Unlike other Credit Counselling Companies, we do not charge large upfront fees.

One low monthly payment for all debts

We consolidate all your debts to one small monthly payment

Waived Interest Rates

We can stop your interest so your full payment goes towards principal.

Free Confidential Consultation

Initial confidential consultation is always free from our Certified Credit Counsellor to make sure you can make a sound decision on choosing your option.

Guaranteed Customer Satisfaction

Credence Credit guarantees to beat any offer in Ontario


76% of Canadians are in debt

but at Credence Credit we specialize in getting clients debt-free!

If you struggle with any of the following, Credence Credit can help!
  • High interest rates
  • Multiple sources of debt including personal loans and credit cards
  • High minimum payments
  • Not enough income
  • Constant late payments
  • Constant phone calls from creditors
So how does it work?

Credence Credit specializes in debt consolidation, which involves taking all of your debts, adding them together and providing one, low monthly payment to make paying off debt easy.

Most clients also benefit from lower interest rates while they work toward getting out of debt, or even waived interest rates, which means clients aren’t paying interest while they make payments.

So why do you need Credence Credit?

We do the legwork to get the best possible plan in place for you. We work with creditors and debt collection companies to negotiate lower rates and make debt payoff manageable, and we don’t charge high rates for our services. As an added bonus, we’ll get creditors off your back, stopping that constant flow of phone calls that haunt you.

What Our Happy Clients Say

Slavica D
Slavica D
“My experience with CC was exceptional…from the first call I was given clear instructions and was put at ease about the whole process. Loss of my previous job had created more stress for me than I anticipated and with the help of CC team I was able to regain the positive outlook again. Thank you Mahmood and team!”
Agnes S
Agnes S
“Credence credit really helped me in my consumer proposal and would recommend this to anyone. My advisor Mahmood has been extraordinaire in dealing with my situation with outmost respect and dignity. Thank you again Credence Credit”
Sameen A
Sameen A
“Credence Credit is a firm that truly values its clients. Consultations will let you see the gaps in your planning and proposed solutions are practical and easy to apply. Would definitely recommend anyone looking for some financial wisdom to improve their financial profile.”
“I wish I went to Credence long time ago. I was so stressed with the threatening calls. Thanks to Mahmood, my financials are in order now. He was professional and understanding explained all my questions I had. I couldn’t be happier.”
Get Debt Free in 2 to 5 Years!

Talk to a debt consolidation specialist today!